Transfer savings on each payday
When to use this goal
For young adults with a job and a savings goal who mean to save but spend first. Measures the habit across paydays, after the transfer steps are learned. Present levels decide fit, not grade.
- Baseline
- Track 4 to 6 paydays. Score correct when the full planned amount is set aside within a day of payday without a reminder.
- Tips
- The student sets the amount and the goal. An automatic transfer the student sets up counts as meeting the goal.
- Limits
- Teaches a money skill; it does not recommend accounts, products, or financial choices, which belong to the student and family. Students on benefits may have savings limits; refer the family to a benefits counselor before setting large goals.
Original IEP Atlas template based on general measurement principles; not copied from any goal bank. ID tn-pf-029.
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Goal
By the annual IEP review date, on each payday from a job or work program, with the savings amount the student chose in their budget, the student will move the planned savings amount into savings on payday independently in at least 5 of 6 opportunities, across 3 consecutive months, as measured by direct observation collected on each payday, by student, family, or job coach report.
Baseline: 1 of 6 opportunities.
- Condition
- Observable behavior
- Criterion
- Measurement method
Measurability check11 of 11 met
Met: Observable behavior. Stated as an action.
Met: Condition. Stated.
Met: Unit fits the behavior. Opportunities fits this behavior.
Met: Explicit criterion. Number and unit stated.
Met: Mastery rule and schedule. Both stated.
Met: Method produces the metric. Direct observation gives opportunities data.
Met: Review timeframe. Stated.
Met: Baseline and target compatible. Same unit, change in the right direction.
Met: Aligned with area of need. Still about Personal Finance & Money Management.
Met: Level of support. Defined.
Met: Blanks filled in. Nothing left to fill in.
Checks structure and wording only. Whether the goal fits the student is the team's call.
Short-term objectives (optional)
When are objectives required?Required for students on alternate assessments (34 CFR §300.320(a)(2)(ii)); some states require them for everyone.
Paste into your IEP system
Most district systems have a separate box for each part of a goal. Copy them one at a time, or all at once as labeled text.
- Area of need
- Transition & Postsecondary Skills - Personal Finance & Money Management
- Baseline
- 1 of 6 opportunities.
- Annual goal382 characters
- By the annual IEP review date, on each payday from a job or work program, with the savings amount the student chose in their budget, the student will move the planned savings amount into savings on payday independently in at least 5 of 6 opportunities, across 3 consecutive months, as measured by direct observation collected on each payday, by student, family, or job coach report.
- Timeframe
- By the annual IEP review date
- Condition
- On each payday from a job or work program, with the savings amount the student chose in their budget
- Behavior
- The student will move the planned savings amount into savings on payday independently
- Criteria
- In at least 5 of 6 opportunities, across 3 consecutive months
- Evaluation method
- Direct observation
- Schedule
- On each payday, by student, family, or job coach report
Copied as plain text, with straight quotes and plain dashes.
Matching data sheet
Opportunity tracker. One box per opportunity in each session.
Opportunity tracker
Opportunities- Student label:
- Target:
- in at least 5 of 6 opportunities
- Mastery rule:
- across 3 consecutive months
- Collection schedule:
- on each payday, by student, family, or job coach report
- Method:
- Direct observation
- Data collector:
Goal: By the annual IEP review date, on each payday from a job or work program, with the savings amount the student chose in their budget, the student will move the planned savings amount into savings on payday independently in at least 5 of 6 opportunities, across 3 consecutive months, as measured by direct observation collected on each payday, by student, family, or job coach report.
Key: + demonstrated independently · P demonstrated with a prompt (note type) · − not demonstrated · NA no opportunity occurred
| Date | Activity / context | 1 | 2 | 3 | 4 | 5 | 6 | # + (of 6) | Notes |
|---|---|---|---|---|---|---|---|---|---|
Preview shows 4 of 12 rows.
- Record up to 6 opportunities per session, matching the goal's denominator.
- Define in advance what counts as an opportunity so every data collector records the same thing.
- Count only + marks toward the criterion unless the goal specifies prompted responses.
The CSV opens in Excel or Google Sheets, with formulas. Sheets print blank; no student data is stored.